Your credit-challenged clients are walking away from deals that should close. Help them position their credit profile — and earn coordination commissions for every introduction.
Tradeline placement is a credit positioning tool, not a credit repair service. Outcomes vary by individual profile. No specific score increase is guaranteed.
Without a credit positioning option to introduce, you lose the deal, lose the commission, and lose the relationship. Here's what that actually costs you:
A small gap between qualifying and declining kills your pipeline silently — month after month, deal after deal.
When you can't help, you point them elsewhere — and someone else collects on the relationship you built.
Clients who couldn't qualify rarely come back. They buy from whoever helped them get there.
We specialize in coordinating placements on high-limit, aged authorized user accounts — the kind of profile additions that may influence factors like average account age, available credit, and reported utilization.
Illustrative example only. Individual results vary based on existing credit profile, reporting practices of the bureaus, and other factors outside our control. No specific score increase is guaranteed.
Start free as a Referral Partner with zero friction. Upgrade to Partner Plus and get your own white-labeled, custom-branded tradeline business in a box.
Share a link. We handle everything else. You collect commissions.
Your own branded tradeline business — site, systems, scripts, and coaching included.
Quick application — most partners are approved within 24 hours. You receive your dashboard link, your unique referral URL, and your asset library.
Share your link with a client who may benefit from credit profile positioning. We take the conversation from there.
Commission posts monthly when the client completes a placement. Clients return to you when they're positioned to qualify.
Save subprime and near-prime deals. Position buyers to qualify for better terms — and earn for every introduction.
Save the deal when your buyer's credit is short. Earn while they position to qualify — and keep the client relationship.
Help borderline applicants get positioned for auto, personal, and business loan qualifications.
Add a high-impact positioning tool to your existing client journey. Faster client outcomes, stronger retention.
Help clients position personal credit profiles to align with fundability thresholds and lender criteria.
Already serve a client base? Layer this in for recurring income with no fulfillment lift on your end.
Based on $100 per qualified placement on the Referral tier. Partner Plus members typically earn higher per-placement margins by setting their own retail pricing.
Earnings examples are illustrative and are not representations or guarantees of income. Actual results depend entirely on individual effort, market conditions, and the volume of qualified introductions a partner generates. Most partners who join programs of this nature do not generate any income.
This is not a credit repair service. We do not dispute, remove, alter, or modify items on any consumer's credit report. We do not provide credit repair, credit counseling, credit restoration, or any service governed by the Credit Repair Organizations Act (CROA). If a client is seeking those services, they should consult a licensed credit repair organization or attorney.
What our fees pay for. Any fees collected from clients are paid for coordination, introduction, scheduling, and administrative work involved in arranging an authorized user placement on a third-party seasoned credit account. Fees are charged for administrative services rendered — not in exchange for any specific credit outcome, score improvement, or credit modification.
No outcome is guaranteed. We make no representations or guarantees regarding any specific credit score increase, qualification approval, lender decision, or financial result. Individual outcomes depend on the consumer's existing credit profile, the practices of the consumer reporting agencies, the reporting behavior of the underlying creditor, and many other factors entirely outside our control. Some clients may see no measurable change.
Authorized user placements are a profile positioning tool. An authorized user designation is a legitimate, federally recognized credit reporting concept under the Equal Credit Opportunity Act (Regulation B). However, lenders may apply their own underwriting criteria and may discount or disregard authorized user accounts at their discretion.
Partner compensation. Partners are compensated for client introductions and successful coordination administration — not for the rendering of any credit-related service. Partners are not employees, agents, or representatives of this program for any purpose other than referral compensation.
Compliance is the partner's responsibility. Partners are responsible for ensuring their own marketing, representations, and client communications comply with all applicable federal, state, and local laws, including (but not limited to) CROA, FCRA, FTC Act, TSR, and applicable state consumer protection statutes. Partners may not represent this program as a credit repair service, guarantee specific score outcomes, or collect fees from clients on behalf of this program.
Apply today. Most partners are approved within 24 hours.
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